Good day: SPAM 5/2011


From: WANG YAN (

Subject: Good day,

Good day,

I am Wang Yan, a staff of Private Banking Services at the Bank of China (BOC)
United Kingdom. I am contacting you concerning our customer and, an investment
placed under our banks management 4 years ago.

I would respectfully request that you keep the contents of this mail
confidential and respect the integrity of the information you come by as a
result of this mail. I contacted you independently of our investigation and no
one is informed of this communication. I would like to intimate you with
certain facts that I believe would be of interest to you.

In 2004, the subject matter; ref: bb/boc/bank/0012 came to our bank
to engage
in business discussions with our Private Banking Services Department. He
informed us that he had a financial portfolio of $8.370 million three hundred
and seventy United States Dollars, which he wished to have us turn over
(invest) on his behalf.

I was the officer assigned to his case; I made numerous suggestions in line
with my duties as the de-facto chief operations officer of the Private Banking
Services Department, especially given the volume of funds he wished to
put into
our bank. We met on numerous occasions prior to any investments being
placed. I
encouraged him to consider various growth funds with prime ratings.
The favored
route in my advice to customers is to start by assessing data on 6000
traditional stocks and bond managers and 2000 managers of alternative
investments. Based on my advice, we spun the money around various
and made attractive margins for our first months of operation, the accrued
profit and interest stood at this point at over 10 million United States
Dollars, this margin was not the full potential of the fund but he desired low
risk guaranteed returns on investments. In mid 2006, he asked that the
money be
liquidated because he needed to make an urgent
investment requiring cash payments in Europe. He directed that I liquidate the
funds and had it deposited with a firm. I informed him that the bank
would have
to make special arrangements to have this done and in order not to circumvent
due process, the bank would have to make a 9.5 % deduction from the funds to
cater for banking and statutory charges. He complained about the charges but
later came around when I explained to him the complexities of the task he was
asking of us. Cash movement across borders has become especially strict since
the incidents of 9/11. I contacted my affiliate in and had the funds
I undertook all the processes and made sure I followed his precise
to the letter and had the funds deposited in a security consultancy firm, the
firm is a specialist private firm that accepts deposits from high net worth
individuals and blue chip corporations that handle valuable products or
undertake transactions that need
immediate access to cash. This small and highly private organization is
familiar especially to the highly placed and well-connected organizations. In
line with instructions, the money was deposited. He told me he wanted the
money there in anticipation of his arrival from Norway later that week. This
was the last communication we had, this transpired around 9th October, 2007.

In January last year, we got a call from the security firm informing us that
the inactivity of that particular portfolio. This was an astounding
position as
far as I was concerned, given the fact that I managed the private banking
sector I was the only one who knew about the deposit, and I could not
understand why he had not come forward to claim his deposit. I made futile
efforts to locate him I immediately passed the task of locating him to the
internal investigations department of the bank of china. Four days later,
information started to trickle in, apparently he was dead. A person who suited
his description was declared dead of a heart attack in Canner, South
of France.
We were soon enough able to identify the body and cause of death was
The bank immediately launched an investigation into possible surviving next of
kin to alert about the situation and also to come forward to claim his estate.
If you are familiar with private banking
affairs, those who patronize our services usually prefer anonymity, but also
some levels of detachment from conventional processes. In his bio-data
form, he
listed no next of kin. In the field of private banking, opening an
account with
us means no one will know of its existence, accounts are rarely held under a
name; depositors use numbers and codes to make the accounts anonymous. This
bank also gives the choice to depositors of having their mail sent to them or
held at the bank itself, ensuring that there are no traces of the account and
as I said, rarely do they nominate next of kin. Private banking clients apart
from not nominating next of kin also usually in most cases leave wills in our
care, in this case; he died intestate.

In line with our internal processes for account holders who have passed away,
we instituted our own investigations in good faith to determine who
should have
right to claim the estate. This investigation has for the past months been
unfruitful. We have scanned every continent and used our private investigation
affiliate companies to get to the root of the problem. The investigation did
not ever yield any result My official capacity dictates that I am the only
party to supervise the investigation and the only party to receive the results
of the investigation. This leaves me as the only person with the full picture
of what the prevailing situation is in relation to the deposit and the late
beneficiary of the deposit. According to practice, the firm will by the end of
this financial year broadcast a request for statements of claim to
BOC, failing
to receive viable claims they will most probably revert the deposit back to
BOC. This will result in the money
entering the BOC accounting system and the portfolio will be out of my hands
and out of the Private Banking Services Department. This will not happen if I
have my way.

What I wish to relate to you will smack of unethical practice but I
want you to
understand something. It is only an outsider to the banking world who
finds the
internal politics of the banking world aberrational. The world of private
banking especially is fraught with huge rewards for those who occupy certain
offices and oversee certain portfolios. You should have begun by now to put
together the general direction of what I propose. There is US$ 8,370,000.00
deposited, I alone have the deposit details and they will release the deposit
to no one unless I instruct them to do so. I alone know of the existence of
this deposit for as far as BOC is concerned, the transaction with our deceased
customer concluded when I sent the funds to the firm, all outstanding
interactions in relation to the file are just customer services and due
process. They are simply awaiting instructions to release the deposit to any
party that comes forward. This is the situation.

This bank has spent great amounts of money trying to track this man’s family;
they have investigated for months and have found no family. The investigation
has come to an end.

My proposal; I am prepared to place you in a position to give instruction for
the release of the deposit to you as the closest surviving relation. Upon
receipt of the deposit, I am prepared to share the money with you in
half. That
is: I will simply nominate you as the next of kin and have them release the
deposit to you. We share the proceeds 50/50.

I would have gone ahead to ask the funds be released to me, but that
would have
drawn a straight line to me and my involvement in claiming the deposit. I
assure you that I could have the deposit released to you within a few days. I
will simply inform the bank of the final closing of the file relating to the
customer I will then officially communicate with firm and instruct them to
release the deposit to you. With these two things: all is done. The
would be for us to have firm direct the funds to another bank with you as
account holder. This way there will be no need for you to think of receiving
the money from the firm. We can fine-tune this based on our interactions.

I am aware of the consequences of this proposal. I ask that if you find no
interest in this project that you should discard this mail. I ask that you do
not be vindictive and destructive. If my offer is of no appeal to you, delete
this message and forget I ever contacted you. Do not destroy my career because
you do not approve of my proposal. You may not know this but people
like myself
who have made tidy sums out of comparable situations run the whole private
banking sector. I am not a criminal and what I do, I do not find against good
conscience, this may be hard for you to understand, but the dynamics of my
industry dictates that I make this move. Such opportunities only come
ones’ way
once in a lifetime. I cannot let this chance pass me by, for once I
find myself
in total control of my destiny. These chances won’t pass me by. I ask that you
do not destroy my chance, if you will not work with me let me know and let me
move on with my life but do not
destroy me. I am a family man and this is an opportunity to provide them with
new opportunities. There is a reward for this project and it is a task well
worth undertaking. I have evaluated the risks and the only risk I have here is
from you refusing to work with me and alerting my bank. I am the only one who
knows of this situation, good fortune has blessed you with a name that has
planted you into the center of relevance in my life. Let’s share the blessing.

If you find yourself able to work with me, contact me through this same email
account. If you give me positive signals, I will initiate this process towards
a conclusion. I wish to inform you that should you contact me via official
channels; I will deny knowing you and about this project. I repeat, I do not
want you contacting me through my official phone lines nor do I want you
contacting me through my official email account. Contact me only through this
email address. I do not want any direct link between you and me. My official
lines are not secure lines as they are periodically monitored to assess our
level of customer care in line with our Total Quality Management
Policy. Please
observe this instruction religiously. Please, again, note I am a family man; I
have a wife and children. I send you this mail not without a measure
of fear as
to what the consequences, but I know within me that nothing ventured
is nothing
gained and that success and riches
never come easy or on a platter of gold. This is the one truth I have learned
from my private banking clients. Do not betray my confidence. If we can be of
one accord, send me your response on this email immediately to enable us
commence this line of discussion.

I await your response.

Wang Yan.

This entry was posted in Bank, Beneficiary, Cash Percentage, Request You Contact Them, Someone is Dying or Has Died, SPAM EMAILS and tagged , . Bookmark the permalink.

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